Opening the PENNY SAVING CHALLENGE 💷💰…. For the THIRD time this year!✨ A massive £700 has been saved since June this year and this will all go towards my debt goal. This month feels amazing as because of this a HUGE chunk of my debt will be paid making the end goal closer and closer. Cash stuffing has and is changing my life and I cannot wait to see what I achieve next year. #emsbudget #fyp #budgeting #cashstuffing #cashstuffer #debtfreejourney #annualchallenge #debtfree #budgetinguk #budgetbinder #savingstracker #pennysavingschallenge #cashstufferuk #savingschallenge #savingstrackers #savingsbinder #savingstracker #savingsbinder #sinkingsfunds #savingsgoals